Small amounts add up over time. Round-ups automatically invest your spare change from everyday purchases into your faith-aligned portfolio.
How It Works
- Make a purchase: When you spend $3.75 on coffee, the round-up feature calculates the difference to the next dollar — $0.25.
- Accumulate: Your round-ups accumulate throughout the day and week.
- Invest: Once your round-ups reach a threshold, they're automatically invested into your faith-aligned portfolio according to your asset allocation.
The Power of Consistency
Consider this: if you make an average of 3 purchases per day with an average round-up of $0.50, that's about $45 per month or $540 per year invested automatically. Over 10 years with average market returns, that spare change could grow to over $8,000.
Many faith traditions teach that faithful stewardship of small things leads to being entrusted with greater things. Round-ups put this principle into financial practice — one purchase at a time.
Why It Matters for Faith-Based Investing
Round-ups embody a principle common to many faith traditions: the value of small, consistent acts. Just as daily prayer or meditation builds spiritual strength, regular micro-investments build financial strength — all while supporting companies aligned with your values.
Tips for Maximizing Round-Ups
- Use your linked debit card for everyday purchases to generate more round-ups
- Check your round-up summary regularly to stay motivated
- Combine with auto-invest for even greater impact on your portfolio growth
Try enabling 2x or 3x round-up multipliers. Instead of investing $0.25 on that coffee purchase, you'll invest $0.50 or $0.75. The difference feels small day-to-day, but compounds significantly over years.